Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process ensures that even if you have been declined in the past, we can help you secure a mortgage. Our mortgage options take into consideration the reduced taxable income that comes with claimed expenses, and our Stated Income mortgage is particularly useful for those who have qualifying income impacted by expenses. We also accept dividend and investment income, as long as stability and proof requirements are met. To apply for our mortgage options, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. If you are a business-for-self borrower, we have tailored options just for you. Feel free to give us a call to discuss your mortgage needs.

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