Mortgage Broker in St. John's
If you are looking for a mortgage broker who can secure a mortgage with the most optimal terms, we invite you to contact the dedicated brokers at Mortgage Alliance - Shoreline Mortgages, Inc.. We serve a broad range of clientele, from first-time homebuyers to people looking to broaden their financial portfolio, our mortgage options are abundant. With our long-standing connections to the nation's top financial institutions and lenders, we will secure you the most excellent mortgage products to suit your needs.
With us as your dedicated advocates in the pursuit of a customized and low-interest mortgage, you'll achieve more than financial security—you'll achieve financial prosperity.
Request our services by calling (709) 699-5727 today.
What Does a Mortgage Broker Do?
A mortgage broker is an individual who acts as an intermediary between the client and potential mortgage lenders. Mortgage brokers work on your behalf to find the financial products that suit your needs. While one client may only have the time to apply for one or two mortgages, one of our qualified brokers can apply for a wide variety of products from a vast pool of lenders.
The specialists at our firm help you with everything from preparing relevant documents and gathering credit information to verifying your employment status. With our brokers acting as your representatives, your eligibility for loans from the top-rated lenders will skyrocket.
Would you like to learn a little more about what we can do for you? Contact your local mortgage brokers today. We cannot wait to work with you.
Meet Our Mortgage Brokers
Mortgage Alliance - Shoreline Mortgages, Inc. is proud to host a team of highly trained and professionally experienced mortgage brokers. For many years, we have been helping homebuyers in St. John's and throughout the Maritimes find a mortgage that allows them to own the home of their dreams.
Our team is highly knowledgeable and will provide you with the guidance and advice you need to find the right loan. We have access to private loaners, as well as the nation's most reputable banks. We have built strong relationships with these institutions to ensure that our clients are provided with the very best options available.
If you are curious about how a mortgage broker could help you in with the buying process, don't hesitate to reach out to us by phone or email. We are always available to address the concerns or questions of potential clients.
What Kind of Clients Work with Mortgage Professionals?
There is a common misconception that only people with low credit scores seek the services of a brokerage firm. In reality, mortgage brokers are the ideal choice for everyone, whether they have poor credit or are looking to add another investment property to their portfolio.
Though our firm can be of great service to clients with sub-optimal credit ratings, our clientele is extremely diverse. A mortgage broker can also assist buyers in restructuring their existing mortgage or establishing a new mortgage on more favorable terms.
What Is the Difference Between a Loan Officer and a Broker?
The difference between a loan officer and one of our firm's brokers is quite simple. Loan officers are employed by specific lenders and financial institutions, whereas mortgage brokers are not necessarily affiliated with lenders. This means that we are free to recommend products from lenders across the nation, ensuring you have all the options and leverage you need.
What Mortgage Products Are Available Through Brokers?
There are a variety of mortgage products available through us. Some of these include but are not limited to.
- Commercial mortgage
- New to Canada mortgage
- Second mortgages
- Open variable mortgages
- Pre-approved mortgages
- Renovation mortgages
- And more
If you want to gain a more detailed understanding of the different mortgage products available, and what would suit you best, don't hesitate to reach our experts by phone or email today!
Second Mortgages for Homeowners
As a homeowner, you already know the advantages of owning a home. Not only can you call your property your very own, and share it with friends and family, but owning a home is also a fantastic financial investment that allows you to turn liquid assets into a fixed asset.
Over time, many homeowners will choose to take out a second mortgage on their home, especially in times of pressing financial need. Investing in a second mortgage will allow the homeowner to utilize the value of their home. A second mortgage is taken out in addition to the first, and the two must be paid in unison.
While taking out a second mortgage can be risky, it can be a good option for homeowners looking to access quick cash. With the right advice and the right lender, obtaining and utilizing a second mortgage can be beneficial.
Our team is happy to discuss the pros and cons of second mortgages, so don't hesitate to get in touch.
Find the Best Rates on Mortgages in the Maritimes
One of the most significant benefits of working with a mortgage broker is having access to the options offered by a variety of unique lenders. As mortgage brokers, we have the resources to compare the very best rates and find you an option that suits your personal needs.
Whether you are new to Canada, plan to renovate your new property, or if you are a first-time homebuyer, our experts will take the time to understand your needs and objectives and find you a product that works.
Schedule Your Consultation with a Mortgage Agent Today
Homebuyers throughout the Maritimes and across the country have trusted the expertise of Mortgage Alliance - Shoreline Mortgages, Inc.. We have the experience and resources needed to find you the very best mortgage option on the market today. We will help you carefully navigate the housing market and get you into a home that you can enjoy and invest in, for many years to come.
When the time comes to speak to a mortgage broker, why settle for anything less than the best? Schedule your consultation with the nation's most reputable mortgage specialists today by calling (709) 699-5727.
With our team leading the way, you'll find the mortgage for you.
Begin your search today.