Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is especially beneficial for those who have been declined in the past. We understand the unique situation of self-employed individuals and take into consideration their reduced taxable income due to claimed expenses. Our Stated Income mortgage option is particularly useful for those whose qualifying income is affected by expenses. We also accept dividend and investment income, provided there is stability and proof of such income. To apply, you will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to a wide range of top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. We also offer tailored mortgage options specifically for Business For Self (BFS) borrowers. Give us a call today!

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