Self-employed individuals can take advantage of low rates and excellent mortgage options, including fast approval even after previous declines. These mortgage options are designed to consider reduced taxable income from claimed expenses, with the availability of Stated Income mortgages for those with expenses affecting qualifying income. Acceptance of dividend and investment income is possible, but stability and proof requirements must be met. Required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders, including banks, mortgage finance companies, credit unions, and alternative financiers, is available with reasonable income estimates accepted. Options tailored specifically for Business For Self (BFS) borrowers are also available, so give a call today to explore your options.