We offer self-employed individuals low rates and excellent mortgage options. Our fast mortgage approval process is specifically designed for self-employed individuals, even if they have previously been declined. Our mortgage options take into consideration reduced taxable income from claimed expenses, making the process easier for self-employed individuals. The Stated Income mortgage is particularly useful for those whose expenses impact their qualifying income. We accept dividend and investment income, as long as there is stability and proof of income. To apply, we require the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, all of whom accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Give us a call to get started!