We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available for those who have previously been declined. Our self-employed mortgage options take into consideration the reduced taxable income resulting from claimed expenses. If you have expenses that impact your qualifying income, our Stated Income mortgage can be useful. We also accept dividend and investment income, provided that stability and proof requirements are met. To apply, you will need to provide various documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders including large banks, mortgage finance companies, credit unions, and alternative financiers who accept reasonable income estimates. We can also provide tailored options for Business For Self (BFS) borrowers. Contact us for more information.