We offer low rates and excellent mortgage options specifically designed for self-employed individuals. We understand the unique challenges they face when it comes to mortgage approval, which is why we prioritize fast approval even for those who have been previously declined. Our self-employed mortgage options take into consideration the reduced taxable income resulting from claimed expenses. For those with expenses that impact their qualifying income, our Stated Income mortgage can be of great help. We also accept dividend and investment income, provided that stability and proof requirements are met. To proceed with the application, we require certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, as well as a copy of the Article of Incorporation or business license. Rest assured that we have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, who are willing to accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Do not hesitate to reach out to us for further assistance.