Self-employed individuals can benefit from low rates and excellent mortgage options, with fast approval even after previous declines. These mortgage options take into account the reduced taxable income from claimed expenses, making the Stated Income mortgage a useful solution for those with expenses impacting qualifying income. Acceptance of dividend and investment income is subject to stability and proof requirements, with required documents including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and copy of the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers accepting reasonable income estimates, is available, with tailored options for Business For Self (BFS) borrowers. For more information, please give us a call!