We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available even for those who have been previously declined. Our self-employed mortgage options take into account reduced taxable income due to claimed expenses. For those with expenses impacting qualifying income, our Stated Income mortgage is a useful option. We also accept dividend and investment income, with stability and proof requirements. In order to apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Additionally, we have access to top Canadian lenders including large banks, mortgage finance companies, credit unions, and alternative financers who are open to reasonable income estimates. If you are a Business For Self (BFS) borrower, we have tailored options available for you. Give us a call to learn more and get started on your mortgage journey.