Self-employed individuals can benefit from low interest rates and excellent mortgage options. Even if they have been declined in the past, fast mortgage approval is still possible. These mortgage options take into account the reduced taxable income from claimed expenses, making them ideal for those with high expenses impacting their qualifying income. Dividend and investment income are also accepted, as long as there is stability and proof. To apply for these mortgage options, the required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access is available to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are open to reasonable income estimates. Business For Self (BFS) borrowers can take advantage of customized options. So, if you are interested, please feel free to give me a call.