We offer low rates and excellent mortgage options for self-employed individuals, including those who have been previously declined for a mortgage. Our fast mortgage approval process takes into consideration the reduced taxable income from claimed expenses, making it easier for self-employed individuals to qualify. We also offer Stated Income mortgages for those with expenses that impact their qualifying income. We accept dividend and investment income, as long as it can be proven and shows stability. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. We also have options tailored specifically for Business For Self (BFS) borrowers. Give us a call to find out more information.