For self-employed individuals, there are low rates and excellent mortgage options available. Even if they have previously been declined, fast mortgage approval is still possible. These mortgage options take into account the reduced taxable income from claimed expenses. Those with expenses impacting qualifying income can benefit from the Stated Income mortgage. Dividend and investment income are also accepted, provided there is stability and proof requirements. To apply, the required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers accepting reasonable income estimates, is available. There are also tailored options for Business For Self (BFS) borrowers. To learn more, feel free to give me a call.