Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. We understand the challenges they may face when it comes to getting approved for a mortgage, so we provide fast approval even for those who have been previously declined. Our mortgage options take into consideration the reduced taxable income that self-employed individuals may have due to claimed expenses. For those with expenses that impact their qualifying income, our Stated Income mortgage is a useful solution. We also accept dividend and investment income, as long as stability and proof requirements are met. To apply, the required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Our extensive network of lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, allows us to provide options tailored specifically for Business For Self (BFS) borrowers. Give us a call to learn more about how we can assist you.

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