Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available to those who may have been declined in the past. We understand that self-employed individuals often have reduced taxable income due to claimed expenses, and our mortgage options take this into consideration. For those with expenses impacting their qualifying income, our Stated Income mortgage is a useful solution. We also accept dividend and investment income, as long as there is stability and proof of these earnings. To apply for a mortgage, we require certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of whom accept reasonable income estimates. We also have options specifically tailored for Business For Self (BFS) borrowers. If you are interested, please give us a call!

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