First Time Home Buyers

If you are considering buying your first property, you can benefit from a seamless transition from renting to owning. Our expert team will handle all the financial details, making it quick and easy to find your perfect property. Our education-focused approach will guide you through the process and provide clear next steps. With our user-friendly online application, you can kick-start the process accurately. We provide tools and guidance to streamline document submission, and our detailed assessments will help you with budget planning and understanding associated costs such as closing costs and adjustment costs. We will also help you understand how homebuyer incentive programs work and determine the down payment you need, what you can afford to buy, and your monthly payments. We will design a custom-tailored mortgage product that suits your needs, provide mortgage pre-approval, and lock in the best rate. Furthermore, as we have access to all of Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financiers, we can still submit your application even if you don't qualify at your bank. Additionally, we offer access to the most innovative tools in Canada, which can reduce errors, improve efficiencies, and save you time.

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Before shopping for a home, it is important to get pre-approved for a mortgage to save time and determine your purchase price. This step will help you figure out how much money you can borrow from a lender and design a mortgage product that suits your needs. It is also crucial to lock in the best rate to ensure rate assurance. By going through a fast pre-approval process, you can speed up the approval process and confidently shop for properties.

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First time buyer or refinancing? Call for a free quote!

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