We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process caters to those who have previously been declined. We understand the unique circumstances of self-employment and take into account the reduced taxable income from claimed expenses. Our Stated Income mortgage option is especially useful for individuals whose qualifying income is affected by their expenses. We also accept dividend and investment income, given that there is stability and proof requirements. To apply, you will need to provide various documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to accept reasonable income estimates. We also have tailored mortgage options available for Business For Self (BFS) borrowers. Feel free to give us a call to learn more!