We specialize in providing mortgages for people who are new to Canada. Our goal is to assist newcomers in understanding the Canadian real estate market and the associated costs involved in buying a home, such as closing costs and adjustment costs. We believe in the importance of building equity rather than paying rent and can help newcomers benefit from their employment and credit sources. We can also help newcomers find the best rates and mortgage options, particularly for higher loan amounts over $1 million with at least a 20% down payment saved. We offer flexibility on down payments, allowing for as little as 5% down. Additionally, we will explain homebuyer incentive programs and down payment assistance options. With access to Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can design a custom-tailored product that meets your mortgage needs and offers the best rate, even if you don't qualify at your bank for reasons such as limited credit and employment history. To make the home buying experience efficient, we provide access to innovative tools for first-time buyers in Canada.