Self Employed

We offer low rates and excellent mortgage options specifically for self-employed individuals, providing fast approval even for those who have previously been declined. Our mortgage options take into consideration the reduced taxable income that often comes with self-employment due to claimed expenses. Our Stated Income mortgage is especially useful for individuals whose qualifying income is impacted by these expenses. We also accept dividend and investment income, as long as stability and proof requirements are met. In order to apply, we require various documents including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to work with reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Give us a call for more information!

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