For self-employed individuals, there are low rates and excellent mortgage options available. Even if they have been declined in the past, fast mortgage approval is possible. These mortgage options take into consideration the reduced taxable income that may result from claimed expenses. For those whose qualifying income is impacted by expenses, the Stated Income mortgage can be quite useful. Dividend and investment income are also accepted, provided there is stability and proof. To apply for these mortgage options, certain documents are required, such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers accepting reasonable income estimates, is also available. There are also tailored options specifically for Business For Self (BFS) borrowers. If interested, feel free to give me a call!